OCT
19

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The Free Money Advice Service has been setup by the government to provide impartial advice on most financial matters but is particularly good on Equity Release. 

Equity Release is a minefield but a necessary minefield! Get it right and older people can raise money on their property - potentially allowing them to afford to stay in their homes for the rest of their lives. Get it wrong and they can accumulate an enormous debt and effectively disinherit their children as the finance company claims their home in order to repay the accumulated loan when they die. The link below may help you decide whether this might be a useful route to go down. However just as importantly consider using a financial adviser.
This is a simple AgeUK Equity Release calculator which will help you find out how much an equity release loan would allow you to raise on your house.

Independent Financial Advisers - IFAs Ramsgate

Kent Financial Services

5 Meverall Ave, Cliffsend, Ramsgate CT12 5JE, UK – 01843 583525

Click for excellent Money Saving Expert advice on choosing an Independent Financial Adviser (or IFA) around Ramsgate.
This is a revolution! We are used to going to a bank with a business plan and been lent money on very high rates of interest - but only under increasingly demanding conditions. Crowd funding is the public investing directly to the businesses - at all stages of their development. Crucially there is a huge range of projects and Crowd Funders. You could do worse than just read and then click some of the WiKi link below.

Crowd Funding and Business Loans

We could not find any Crowd Funding or Business Loans around your location. Please click below to see full results from Google.

Read current articles in MoneyWeek magazine.
HSBC Bank KENT

26 Margate Rd, Margate, Broadstairs CT10 2BF, UK – 0345 740 4404

Best spot for an ATM at Westwood in case you need to grab some more spending money (has a lower arm for wheelchair access too!)

NatWest Bank

53 High St, Ramsgate CT11 9AG, UK – 0345 788 8444

Very friendly and helpful staff. Very good bank

Barclays Bank

13 Queen St, Ramsgate CT11 9DZ, UK – 0345 734 5345

I have been with Barclays Bank for over 30 years and have always found the staff very helpful and informative. The one exception was at the Wood Green branch, but that silly little man didn't get the better of me. The branch in Ramsgate has always been very good. The only misgiving I have with any bank is the reliance on machines in the branch instead of actual people. Please consider the customer, as well as the share holder. Thank you

All staff professional and helpful. If this branch is closed it will be a serious loss to this community. Use it or lose it!

Banks

Halifax

2 Queen St, Ramsgate CT11 9DR, UK – 01843 250866

Swapped bank to Halifax, couldn't have been better treated and very efficient. Thank you

Nationwide

52/54 High St, Ramsgate CT11 9AQ, UK – 0800 554 0280

Intelligent and talented Calvin Mitchell personal banking manager!! This was our first experience with Nationwide branch at Ramsgate. I had called to make an appointment on the day and even though he was fully booked he was courteous and booked the appointment on the same day. Extremely competent as well as proficient and sincere in his work . He was very hospitable and sorted everything out in a matter of few minutes when previously we had to wait for 2 weeks. I am certain he will reach the top and We wish him all the best and success in his career.Thank you Calvin

Very friendly staff and very helpful

HSBC Bank

1 High St, Ramsgate CT11 9AD, UK – 0345 740 4404

Building Societies

Nationwide

52/54 High St, Ramsgate CT11 9AQ, UK – 0800 554 0280

Intelligent and talented Calvin Mitchell personal banking manager!! This was our first experience with Nationwide branch at Ramsgate. I had called to make an appointment on the day and even though he was fully booked he was courteous and booked the appointment on the same day. Extremely competent as well as proficient and sincere in his work . He was very hospitable and sorted everything out in a matter of few minutes when previously we had to wait for 2 weeks. I am certain he will reach the top and We wish him all the best and success in his career.Thank you Calvin

Very friendly staff and very helpful

Halifax

2 Queen St, Ramsgate CT11 9DR, UK – 01843 250866

Swapped bank to Halifax, couldn't have been better treated and very efficient. Thank you

Mortgage Brokers

Mortgage Services 4u

Marlowe Innovation Centre, Marlowe Way, Ramsgate CT12 6FA, UK – 0800 567 7198

Universal Independent Mortgage Services Ltd

Ramsgate CT11 1BL, UK – 01843 599773

Universal Independent Mortgage Services

31 Queen St, Ramsgate CT11 9DZ, UK – 01843 599773

Mortgages

Kent Mortgage Review

Marlowe Innovation Centre, Marlowe Way, Ramsgate CT12 6FA, UK – 01843 598633

Collidge & Partners

EuroKent Business Park, 2 Ozengell Pl, Ramsgate CT12 6PB, UK – 01303 290872

Nationwide

52/54 High St, Ramsgate CT11 9AQ, UK – 0800 554 0280

Intelligent and talented Calvin Mitchell personal banking manager!! This was our first experience with Nationwide branch at Ramsgate. I had called to make an appointment on the day and even though he was fully booked he was courteous and booked the appointment on the same day. Extremely competent as well as proficient and sincere in his work . He was very hospitable and sorted everything out in a matter of few minutes when previously we had to wait for 2 weeks. I am certain he will reach the top and We wish him all the best and success in his career.Thank you Calvin

Very friendly staff and very helpful

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